I. General Regulations
‍Data protection serves the protection of your personal data. Personal data is any information that refers to an identified or identifiable natural person, e.g., their name, address or email address. We try to process personal data sparingly during visits to our website. This is why our website may be visited without you having to disclose your identity. However, using, e.g., the contact form or an email address provided on our website will require the disclosure of your identity. We cannot answer inquiries submitted anonymously.

The controller of this website is:
Global Secutive LLC
95 Elm St, Suite 200
West Springfield, MA 01089
USA
Phone +1 609 785 3224
Email: data.protection(at)secutive.com

‍We take the protection of your personal data and according protective laws seriously. When visiting our website (www.secutive.com) and its sub-pages, personal data will be processed to the extent that will be explained in this Privacy Policy. Our website features links to third-party websites. These can be recognized, e.g., by changes on your browser's address bar. You will then leave our website. We have no influence on and are not responsible for the treatment of your personal data by these third-party websites.

‍II. Data Processed When Visiting Our Website
‍When accessing our website or retrieving files, according access data will be saved in a protocol file.This data is only saved for statistical purposes and consists of:
• The name of the file and the time and date of the request,
• The page from which the file is requested,
• The volume of data transferred,
• The access status (file transferred, file not found, etc.),
• A description of the web browser type and operating system used,
• The client's IP address,
• Cookies installed by the application.

We process the data named for the following purposes:
• to ensure a smooth connection to the website,
• to ensure the comfortable use of our website,
• to evaluate the security and stability of the system and
• for other administrative purposes.
The legal basis for this is art. 6 para. 1 sentence 1 letter f) of the GDPR. Our legitimate interest arises from the purposes of data collection listed above. We will never use the collected data for the purpose of profiling you.​

This website uses so-called cookies. Cookies are used to make our website more user-friendly, effective and safe. Cookies are small text files installed on your computer and saved by your browser. This website uses the following types of cookies whose scope and functionality is explained hereafter:
– Transient cookies are deleted automatically when you close your browser. This especially includes session cookies which save so-called session IDs that enable various requests of your browser to be assigned to one session. This allows your computer to be recognized when you return to our website. Session cookies are deleted when you log out or close your browser.
​- Persistent cookies are deleted automatically after a set period that may differ for each cookie. You may delete these cookies through your browser's security settings at any time.You can configure your browser settings according to your wishes to, e.g., reject third-party or all cookies. However, please note that doing so may prevent you from fully using every function of this website.

‍III. Website Analysis
‍This website uses Google Analytics 4 ("GA4"), a web analytics service provided by Google Ireland Limited, Gordon House, Barrow Street, Dublin 4, Ireland ("Google").
Google Analytics uses cookies and similar technologies to collect information about how visitors use our website. This information helps us analyze website usage, compile reports on website activities, and improve our services and website experience.
The following information may be processed:
• Pages visited and user interactions,
• Technical information about your device and browser,
• Approximate geographic location (based on IP address),
• Referrer URLs,Date and time of access.
Google Analytics 4 does not log or store IP addresses. IP addresses are used only briefly during transmission to derive approximate location information and are not retained.
The processing of personal data in connection with Google Analytics takes place only on the basis of your consent pursuant to Art. 6(1)(a) GDPR and § 25(1) TTDSG, which you may withdraw at any time with effect for the future.
Data collected through Google Analytics may be transferred to and processed on servers located in the United States. Google relies on the EU-U.S. Data Privacy Framework and Standard Contractual Clauses approved by the European Commission to ensure an adequate level of data protection.
You can prevent the storage of cookies by adjusting your browser settings. In addition, you may withdraw your consent at any time through our cookie settings.
Further information can be found here:
Google Privacy Policy: https://policies.google.com/privacy
‍Google Analytics Terms of Service: https://marketingplatform.google.com/about/analytics/terms/

‍IV. Processing of Personal Data
‍We only collect personal data which you voluntarily share with us when contacting us (e.g. via the contact form or email) or when applying for personal insurance via means of telecommunications. Mandatory fields are marked as such as because in these cases we urgently require the data in order to execute the contract or, as the case may be, to process your inquiry and because you cannot conclude the insurance policy, be accepted as a member and/or send the contact form without providing this data. The data which is collected can be seen from the respective input forms. We use the data you provide in accordance with art. 6 para. 1 sentence 1 letter b) of the GDPR for the purpose of executing your insurance contract and processing your inquiries. After the completion of the contract or deletion of your membership account, your data will be restricted for further processing and deleted after expiry of the retention periods laid down in taxation and commercial law unless you have expressly consented to the further use of your data or we reserve the right to use your data for further purposes to the extent permitted by law, of which we shall inform you in this declaration.

Within the context of a group insurance policy, we also process personal data provided to us by tour operators or group insurers. This data is collected directly from the tour operator and/or group insurer. The data is stored and processed by us for the purpose of informing the insured person about the scope of their insurance coverage in our country and of assisting them with information regarding general topics. For this purpose, we provide special online access for insured persons.

Data which we receive when you visit our website and contact us via email or the contact form will never be passed on to third parties. Furthermore, we never collect personal data for our own purposes and only pass on such data within the scope of its intended use. Data which we receive from you within the course of initiating an insurance relationship will be passed on to a cooperating insurance company for the purpose of concluding a contract. Data which we receive as part of a claim will be passed on to the responsible insurance companies for the purpose of settling the claim there.

In the case of group insurance contracts, the deletion of your data is tied to the existence of the insurance benefits concluded for or by yourself and can occur after the end of the insurance contract by sending a message to the contact address above. After the end of statutory expiration periods, we will automatically delete the data unless there are other reasons for the continued storage of your data or you have agreed to its further processing. Further rights arise from Section VI.​

‍V. User Account
‍Your exchange organization transmits personal data to us for the providing of group insurance policies for your foreign travels. This data may be accessed through a password-protected section. You may access your data through our website to, e.g., see or print your insurance policy. The legal basis for this is Art. 6(1) Sentence 1 Letters b and f of the General Data Protection Regulation.Following contract fulfillment, your data will be deleted, unless we are permitted to continue saving your data for other reasons or are required to do so due to legal storage obligations.

‍VI. Data Subject Rights
‍Upon request, we will provide information to you free of charge about the state of the data collected on you and the further processing of this data in accordance with legal requirements (Art. 13 et seq. of the General Data Protection Regulation). You have the right to full or partial correction, processing restriction, data portability and deletion and to submit objections about the processing of your data in accordance with legal requirements. You may contact us atGlobal Secutive LLC95 Elm St, Suite 200West Springfield, MA 01089USAPhone +1 609 785 3224Email: data.protection@secutive.comYou may also submit complaints to competent supervisory authorities.
Please see here for a list of supervisory authorities (in German): https://www.bfdi.bund.de/DE/Infothek/Anschriften_Links/anschriften_links-node.html